ISLAMABAD, Nov 18 (Wealth Pakistan) – The Employees’ Old-Age Benefits Institution (EOBI) has reported that its investment portfolio reached Rs651.03 billion as of October 31, 2025, according to a document available with Wealth Pakistan.
The latest figures show that the institution continues to strengthen its financial position to protect the pensions and retirement benefits of registered employees. The portfolio reflects a mix of fixed income securities, real estate assets, and equity investments. This approach supports long-term stability and safeguards the fund against economic risks.
According to the breakdown provided in the official presentation, fixed income securities make up the largest part of the portfolio. These investments total Rs557 billion, representing 85 percent of the overall value. Most of this category consists of Pakistan Investment Bonds. PIBs alone account for Rs497.12 billion. In addition, accrued profits on PIBs amount to Rs37.49 billion, while Market Treasury Bills contribute Rs5.1 billion.
Real estate remains the second major component of EOBI’s investment structure. The value of real estate investments stands at Rs58.55 billion, which is nine percent of the total portfolio. This includes real estate properties worth Rs42.36 billion and real estate projects valued at Rs16.20 billion. These holdings help diversify the portfolio and provide a buffer against inflationary pressures.
Equity investments form the third category, amounting to Rs35.49 billion or six percent of the portfolio. This includes Available-for-Sale Equity worth Rs27.14 billion and Held-for-Trading Equity valued at Rs8.35 billion. Although this segment is smaller, it supports long-term growth through potential market gains.
The projected investment income for 2025 is Rs80.16 billion. This projection indicates strong income-generating potential and reflects the institution’s focus on financial sustainability.
EOBI’s overall investment strategy aims to ensure security and long-term growth. By maintaining a balanced and diversified portfolio, the institution positions its funds to withstand economic changes while continuing to protect the retirement benefits of millions of workers across Pakistan.